A Glimpse Of Nanga Parbat

Not sure, I read somewhere or heard about it that it’s called Killer mountain as well. Yes, it may be, being the ninth highest mountain of the world. Read the geographic details about Nanga Parbat here at Wikipedia if interested. But m’ more interested in showing whay it may be a killer mountain. So here it goes:

The Most User Unfriendly Systems We Have

It’s about half a month that my iNet banking is not working, reason being I changed my password. Now nor old, neither new password works, and above all, there’s no option password retrieval. I kept on searching any way out for so many days, and finally called the bank.

I was thinking they will probably reset it for me, but , there’s no such option and I’ll have to go personally to get a new iNet account if I want, otherwise forget about it!

It always makes me sad when I see such user unfriendly systems. Such systems may also exist in west as well, but the ratio is very very low. From a simple static site giving insurance quotes to a complex payment system, i.e. PayPal, everything seems giving a real user experience. I don’t mean to say that all of our systems are user friendly, but banks are the major cases, and they must be too easy to use and extremely user friendly. And the dilemma of our internet banking is that, 50% of internet users don’t use net banking because of the complex systems.

What If We Build Houses Properly & What If We Don’t

There was a buzz in architecture and building concerns in Pakistan after massive loss in 2005’s earthquake, but if we look at the implementation of those awareness programs, I’m not sure if we’ll find 10% success even. Not only with special reference of earth quake, but if we look at normal building styles, they don’t follow any such guideline.

This results not only the congestion in big cities, but may also be the core reason of massive loss, i.e. during floods, heavy rainfall, etc. I was amazed to read a research; it was basically describing alside windows. The facts this article mentions are worth considering. If it’s the one thing to consider in a building, there must be a lot in the whole construction!

I’m not sure if this is applicable here in Pakistan, but I’m sure a little percentage of population that builds houses by following core guidelines must exists. I can quote Aisha Bawany Academy [Karachi] in those few constructions that I know. It always seemed a mixture of traditional plus scientific construction to me.

Well, at the end, I don’t demand to build every building like Aisha Bawanay Academy, but at least they should follow the basic principles of building in order to avoid major losses.

We’re Still Some Hundereds Year Back!

I don’t know much about the situation in small cities, but having experience of big cities; the common problem of almost all of them that I found is the traffic jam. In fact I feel that we still are living in the ages where there were no automotive, i.e. at that time it would have taken almost two hours from Airport to F10 when there were no automotive, and today it takes same time due to traffic jam (while it’s hardly 20 to 25 minutes drive). Well, the type of vehicles much seen on roads are not anything other than cars, out of which 95% have a single person inside them.

Well, that’s the situation having its roots affecting the economy, i.e. extensive usage of fuel creating shortage of it and hence the prices are increasing. On the other hand almost all 90% of these cars are gotten through car financing by banks, and all are insured as well. I don’t know why banks don’t start bus financing or something like public transport financing in coordination with public transport departments in big cities that should benefit a large number of people.

Anyways, that’s a long long debate that can of course bring a change in status quo, but it would probably not in near future. I was just going through an online auto insurance comparison web page found through a search from that I recalled my memories of the situation on roads that I happen to observe twice a day everyday, and I wish to put them all in words that I can’t do due to other pending tasks, so thanks to auto insurance web page that made me to write this.

Outgrowth Of Consumer Financing: Positive or Negative!

Many of the people do criticize the commercialization of banking services, i.e. especially the consumer financing holding that they’ve led the people to spend more and more on useless things, but if we see from increasing consumption leading to increased production and GDP point of view, the economies have really grown. Though the macro economy has got most of this growth, but the ease and comfort at users’ end, i.e. from credit card debt relief to car financing and house financing it’s served the people on micro level.

It’s no doubt an endless debate, but the growing economies of the world have outshown the concept of supply according to the consumers’ demand. In this contest, Pakistani economy has also seen the outgrown macro economy in the past few years, and this growth has served the people to a specific extent as well. Yes, there lies a negative aspect, as nothing in the world is 100% complete so is the case with this growth and development. This negative aspect is the uncontrolled poverty and inflation.

Well, these are the challenges for the forthcoming rulership on one hand and for the economy experts on other. Let’s see how can we improve or at least can do just a cut above.